MINI Car Finance In Ireland | PCP & HP | Kearys Cork

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Kearys offers a range of finance options to suit every lifestyle and budget. Use our car finance calculator and apply for finance today.


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MINI Finance Ireland

MINI financing solutions are made to help you get your hands on a MINI of your choice. Be it long term or short term – you'll discover there are plenty of options available.

MINI Select With Kearys MINI...

MINI Select is our Personal Contract Purchase product. It enables you to keep your options open right up to the end of your agreement.

With so many combos, gadgets and gizmos to choose from, this may take a while!
With the help of the MINI Finance Whiz at your local MINI dealership, you choose a repayment period that suits you, tell us your annual mileage and we'll work out what your car will be worth at the end of your agreement (this becomes your optional final payment should you decide to keep the car). 
We then crunch the numbers to get to a deposit and regular payment to suit your pocket.
If you fancy a new MINI at the end of your agreement, you can simply part exchange your MINI for a new one*. Or if you decide you can't be parted from your MINI, you'll just need to pay the optional final payment and as long as you've paid what you owe on the agreement, it's all yours. 
Or you can simply hand back the keys and walk away*.

MINI Select offers you:

  • The flexibility to change your MINI for another every two to four years**. By changing your car regularly, you should spend less on repairs and maintenance.
  • The optional final payment defers a proportion of the repayment to the end of your agreement, so you benefit from reduced regular payments, or you could have more gadgets and gizmos for your MINI.
  • The optional final payment also acts as a guaranteed minimum future value, so you don't have to worry about depreciation***.
  • Fixed regular payments make it easier to budget.

MINI Purchase With Kearys MINI...

MINI Purchase is the simple way to pay for your MINI, by spreading the cost of your MINI over time. At the end of your agreement, provided you've made all the necessary payments, the MINI is yours for good.
With thousands of possible combinations and all sorts of gadgets and gizmos to choose from, you're sure to find a MINI as unique as you are.
The Finance Whiz at your local MINI dealership will crunch the numbers to come up with a deposit and regular repayment to suit your pocket.
At the end of your agreement, provided you've made all the necessary payments, the MINI is all yours.

MINI Purchase offers you:

  • Your own MINI! At the end of the agreement the MINI is all yours*.
  • Fixed regular payments mean you'll always know what you'll be paying each month, so it's easy to budget.
  • The freedom of the open road. As there are no mileage restrictions, you can motor for miles with MINI Purchase.


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